SPEEDY SOLUTIONS OF PERSONAL ACCIDENT LAWYER - USEFUL IDEAS TO CONSIDER

Speedy Solutions Of personal accident lawyer - Useful Ideas To Consider

Speedy Solutions Of personal accident lawyer - Useful Ideas To Consider

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Personal Injury Advice That Helps Protect You




If you are injured and someone else is to blame, consider all of your legal options. Many people don't even consider looking for a personal injury lawyer simply because they don't understand how the entire process works. This article will help you learn all about choosing a personal injury attorney.

If you have medical bills as a result of your injury, make sure you keep copies of any bills. Remember, you can be reimbursed for more than just your out-of-pocked expenses. You are entitled to the actual cost of the treatment you received or the medicine that you took. Make sure you file all of your invoices so you have the proof that you need to give to the court.

Make sure that you gather all of the information you can from anyone that was involved in your injury. This means that you should get the addresses, names and phone numbers of the party that injured you as well as any witnesses that were on the scene. You should also take note of anything that is said during the time of the accident.

It is possible to locate a personal injury attorney online, but don't forget to check with people that you know, either. You may be surprised at the number of people who have had to deal with a similar situation before. Ask for their recommendations or find out if they had a negative experience with anyone in your area.

During your initial consultation with your personal injury lawyer, check to see how organized he is. This is important because you will want someone who is on top of their game to represent you. Small personality traits like this can make all the difference when the lawyer is making your case in court.

Try to learn about the basics of how a personal injury case is evaluated. Similar to a stool, they are mainly evaluated on three principles: liability, damages, and collectability. Liability refers to how bad the action is, the evidence, and the facts of the case. Damages refers to the seriousness of the injuries and the opinions of witnesses and medical staff. Collectability refers to insurance coverage, policies, and assets.

Ask your friends and family for personal injury lawyer referrals. There are countless personal injury lawyers out there, due to the large amount of money that they can make, but that does not mean that they are all good. If you do not already have a lawyer in mind you should seek the help of those that you know and trust.

The key to winning a personal injury lawsuit is having good records. These records will help your attorney prove who was at fault for the accident. By keeping good records, you can quickly find any information your attorney needs. This information should include the names of witnesses, the date of any treatment and medical read more records.

The faster you can get to trial, the better. While you're injured, it is likely you are not bringing in as much income as you did before the accident, or even any at all. How can you pay your bills? The faster your trial is over, the sooner you'll get your money.

If you are seeking a personal injury attorney, consult with an attorney that you already know and trust. If you have someone who has represented you in a real estate transaction or drawn up a will for you, that is a good starting place. While this person might not take personal injury cases, he might be able to refer you to a trusted colleague who does.

In any personal injury case where your medical bills are paid by workman's compensation, you should contact them directly and get a list of all bills they paid. You need to study these bills to ensure you are receiving everything you are entitled too. It will also show you how much you might owe when everything is paid and finished.

If you are physically injured, take pictures before you receive treatment. This will show the extent of your injuries and will strengthen your case. The extent of your injuries will have a direct impact on any damage award.

There are many reasons why you want your personal injury trial to begin quickly. One is for sympathy: if the court can see you while you are injured, bruises black and cuts still scabbed over, you'll be able to win more sympathy. This means that you're more likely to win.

Your case is going to be much stronger if you follow the simple written advice from this article. Meanwhile, no case will ever be foolproof when it comes to personal injury, knowledge is power. It is imperative that you understand the process of suing a company for personal injury and you end up with an attorney who has a high success rate.

Auto insurers play hardball in minor-crash claims


ATLANTA, Georgia (CNN) -- If you are injured in a minor car crash, chances are good that you will be in the fight of your life to get the insurance company to pay all the medical costs you incur -- even if the accident was no fault of your own.



That's what CNN discovered in an 18-month investigation into minor-impact soft-tissue injury crashes around the country. Those are accidents in which there is little damage to the vehicle and the injuries to people are not easy to see by the naked eye or conventional medical tools like X-rays.



Since the mid-1990s, most of the major insurance companies -- led by the two largest, Allstate and State Farm -- have adopted a tough take-it-or-leave-it strategy when dealing with such cases.



The result has been billions in profits for insurance companies and little, if anything, for the public, according to University of Nevada insurance law professor Jeff Stempel.



"We can see that policyholders individually are getting hurt by being dragged through the court on fender-bender claims, and yet we don't see any collateral benefit in the form of reduced premiums even for the other policyholders," Stempel said.



"So I think now we can say to continue this kind of program is in my view institutionalized bad faith."



If you have never heard of the strategy, it's because insurance companies don't want you to know that they are paying out less and less for minor crashes even while their profits soar and your premiums continue to rise.



But after a review of more than 6,000 company documents and court records, interviews with a dozen people nationwide, including former company insiders, and conversations with accident victims, the picture is clear: If you challenge the offer by some insurance companies you will be left with no option but to go to court, where you will be dragged through the wringer.



Expensive, time-consuming



In an affidavit in a New Mexico case where Allstate is being sued, one of the company's former attorneys said the strategy is to make fighting the company "so expensive and so time-consuming that lawyers would start refusing to help clients."



Shannon Kmatz, a police officer and former Allstate claims agent, said company employees were encouraged to get rid of claims quickly and cheaply and even offered accident victims as little as $50, telling them to take it or leave it.



Both Roxanne Martinez of Santa Fe, New Mexico, and Ann Taylor of West Lafayette, Indiana, saw the practice firsthand.



Martinez suffered neck and back injuries when she was sideswiped by a driver insured by Allstate.



After three years, the company finally offered her $15,000 -- a little more than half of what she needed for lost wages and medical bills.



She went to court, and four years after the accident a jury awarded her $167,000 plus interest.



"It's kind of hard when you are thinking they are going to leave you broke. ... That was very stressful," she said.



Taylor was not as fortunate when her case went to trial.



The Indiana nurse was rear-ended by a State Farm employee driving a State Farm car. Damage to her car was minimal but she suffered herniated disc and muscle tears.



Taylor racked up medical bills and lost wages amounting to about $15,000. The company offered her $2,000.



"I was just very insulted," she said.



She sued, but three years later a jury came back with a judgment for her of only $1,500.



The jury didn't believe she could be hurt in an accident in which the vehicle had barely a dent.



Three jurors told CNN photos of the two cars involved in the accident -- enlarged and prominently displayed by the defense -- played a huge role in their decision.



And one said they assumed Taylor had already been compensated by the insurance company and was just trying to get more money.

https://edition.cnn.com/2007/US/02/09/insurance.hardball/




https://docs.google.com/presentation/d/1tK7Cq0WYE_Jbut9wKINYSEnPSaXFndpmovl-Sg3Focw/edit?usp=sharing


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